Are you near the end of your life insurance term or wondering what happens after life insurance term ends?. For the most part, you have two options when a life insurance policy ends: renew or convert. When a term life…
With all the different insurance options it’s easy to see how people get confused. There are a lot of insurance types so if you find yourself asking “is health insurance more important than life insurance”, you are not alone. The…
In the life insurance process, there are many questions you will ask or be asked. I want to cover the common life insurance questions I see clients asking, as well as questions companies and agents will or may ask you.…
Have you ever wondered if life insurance is an investment? I know many are under the idea that life insurance is only necessary for your working years, but if we are alive then don’t we have a responsibility to protect…
There are two basic types of life insurance: temporary and permanent. Permanent life insurance builds cash value and here are 15 reasons why life insurance cash value is awesome. Guaranteed growth Every life insurance policy has an illustration created prior…
Have you ever wondered what a life insurance policy normally contains? Is it your first time looking into life insurance? If so here are the normal parts of a life insurance contract. Insurance contracts of all kinds are legal contracts…
A life insurance contract has a section where you can list a person, estate, trust, or institution as an entity that will receive the death benefits after the insured dies. This is known as a beneficiary and here we will…
Assigning more than one beneficiary is helpful in making sure that the proceeds from it are claimed. Having multiple beneficiaries helps if an accident occurs where multiple people die in rapid succession. A life insurance policy contingent beneficiary is the…
Living in Shelley Idaho, serving Idaho Falls, and other areas in Idaho. JonEric Bohman has lived in and around Idaho Falls since 1999. His dad and grandparents have lived in Idaho since the early 1970s. JonEric loves the small-town feel…
Are you thinking about life insurance options and not sure what life insurance is best? The best life insurance is dependent on factors like what you want it for, what can you qualify for, and what is your budget. The…
