Have you ever wondered what a rider is for insurance policies? Simply put a rider is an extra benefit or slight change to an insurance policy. Riders can be added at the time of application and help give more protection…
If you hear someone say life insurance is not a permanent need then they are selling you something. Simply put, your life has value and for a couple of thousand dollars a year you can transfer the eventual risk of…
In the life insurance arena, there are many uses for term insurance. I often hear people ask what the difference between life insurance and mortgage protection is. Let’s go over the basics of mortgage protection, how it works and what’s…
Life insurance has some really good obvious benefits for those that survive when someone dies. Let’s take a couple of minutes and think about the abstract benefits of life insurance. Peace of mind during a tragedy With regards to the…
Losing a loved one is an experience that is beyond words to describe. Sooner or later we will all have to face this experience, though few if anyone is ready for it. Dying without life insurance creates a new financial…
Curious if you are able to get life insurance with a pre-existing condition? This is a common question and one I’ve gotten many times. There are options available. Ask yourself: Can I get life insurance with a pre-existing condition? Life…
Sometimes the process of getting life insurance can be longer than you want to take. Sometimes you don’t need a lot of coverage. Sometimes you just want to cover your mortgage and have a year’s worth of income to pay…
In order to purchase a life insurance policy, you need to qualify first. Life insurance underwriting is the process the insurance carrier takes to verify your application and the potential risk of accepting you as a client to determine the…
During the pandemic, life insurance purchases reached all-time highs as many people saw value in the coverage and perhaps for good reason. Most people say that life insurance is important, yet many people still don’t have any or have less…
