Life Insurance Idaho Falls

Living in Shelley Idaho, serving Idaho Falls, and other areas in Idaho. JonEric Bohman has lived in and around Idaho Falls since 1999. His dad and grandparents have lived in Idaho since the early 1970s. JonEric loves the small-town feel while having big-town options. Idaho has a great sense of togetherness and strong family values.

Life insurance is considered to be a major part of a full financial plan, though it can be a tough conversation to have. As nobody likes when someone passes away, we also find that talking about it happening in the future is still rather emotional.

When things happen unexpectedly, however, everyone is glad to have a life insurance policy protecting their family and loved ones. Being able to use it to cover funeral costs, burial, meet monthly expenses due to lost income, and other uses is a major stress relief during rough times.

Here at MoneyViewPoint, it is well known how big a decision it is to choose a life insurance policy. We are here to provide the best service while helping solve a complex choice. Whatever your circumstances, we strive to help you navigate the options available so you can come to what you decide is the best choice for you and yours.

Offers many different coverage options to give the broadest range possible which includes temporary and permanent life insurance options.

Permanent life insurance

Whole life insurance is used for several different reasons. Most notably it’s used for those that want life insurance their entire life while growing up and protecting their family from loss but also their income. Payments usually have two thresholds, a minimum and a max with a portion above eh minimum going towards a cash value savings account.

Whole life is also used as final expense insurance while sometimes as mortgage protection for those that can’t pay for a full policy (typically to cover monthly payments for 3-24 months).

Temporary insurance

often called term insurance, this coverage is often convertible to whole life and comes in terms(hence its name) of 5 to 30-year durations. It only offers death benefits to beneficiaries but is good to start with or better than nothing at all.

When you are looking into life insurance options and don’t know where to start, we are here for you. There are a lot of things to consider, and many life events can necessitate a need to change your coverage.

Representing many companies helps us help you best. Whatever plan you are looking to complete we have the options to help out.

Let us help you review your situation and create a custom illustration taking into account all the variables you are facing and having at your disposal to give you the best options in the market.